Why You Should Avoid Free Financial Advisors

You will get what you pay for. Any advisor that offers "goal planning" for free, or claims that the analysis is included in the fee to manage your assets is most likely using the concept of planning as a tool to gather more assets. Be on the lookout for asset gathering tools used by firms offering to "assess your goals." These may simply be masquerades for real financial planning and serve as a conduit for product sales. Advisors lumping "goal analysis" into asset management fees are typically salespeople.